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Author Name : R Gunnar  
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Author Bio : R. Gunnar Gelotte is a semi-retired Phi Beta Kappa honors graduate of the College of William & Mary in Virginia, with over 25 years experience as a corporate controller and personal money manager. He currently resides in Nashville, Tennessee. For an easy and comprehensive way to help you plan for and manage your personal or business finances, visit http://www.MyMoneyManagementTools.com
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